No matter what stage you’re at in your financial life, an emergency fund is critical. In fact, according to a recent SoFi survey, 73% of people say that saving more cash is a change they’re contemplating as a result of the current economic environment. It’s safe to say that the ongoing pandemic has created a lot of uncertainty – both personally and professionally. What’s the one piece of advice you find yourself giving people most these days? I love being able to help our members get their money right so they can go on to achieve their financial goals of starting a family, buying their first house, getting invested for the first time, and paying off debt. At the end of the day, the most important part of financial planning is understanding basic human behavior and biases in order to help people establish little habits that make big differences in the long run. Everyone thinks that financial planning is all about contribution limits, investment options, or other technical details. Once I found out that financial planning was a career option I was sold. After being exposed to the basics, I realized that I wanted to get a handle on my personal finances and provide my children with a different experience. Growing up, the only time money was discussed in my household was in the context of an argument, so naturally I avoided the topic until taking a mandatory finance class in college. Apps & Services Now Available: Your Money Goes Further With Samsung Money by SoFi How did you become interested in financial planning, and how do you think it’s helped shape your own life?

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